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Hi, I’m Ramit Sethi, New York Times bestselling author. My financial advice has been referenced by the world's largest media outlets

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Start saving money TODAY

This website is all about results. About the exact steps can you take TODAY to save more, earn more, and live a rich life. I'll prove it with this video on tested scripts you can use TODAY to get credit card and bank fees waived

• Say NO to credit card fees
• Say NO to banking fees
• Get my tested scripts for getting your fees waived
• My readers have used these scripts to save thousands
• Try it today and save

Forget about saving or budgeting - automate your money

This tip was a hit in New York Times & on Tim Ferriss’ 4-Hour Work Week blog

Start making your list now of what you will do with an extra $1000 each month...

...because that's exactly what I'm going to show you how to get.

What would YOU do with an extra $1,000 a month? You don’t have to start the next Facebook to earn more money. I’ll share with you the exact strategies, tactics, and email scripts that thousands of my students have used to start making extra money on the side.

Worried you don't have any idea? Don't sweat it - my FREE Insider's Kit comes with a Idea Generator tool to get you going.

Learn from people just like you...

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Results Prove everything

It doesn't matter that I graduated from Stanford, wrote a New York Times bestseller, or co-founded the venture-backed startup PB. My advice is good advice because I prove it works with case studies and testimonials.

Carla used my negotiation tips to get a new job

Stephanie saved $2,300 using techniques from IWTYTBR

...I used negotiation techniques outlined in the I Will Teach You to be Rich book and blog to negotiate with my apartment complex when I wanted to transfer to a larger unit. All told, I got them to waive or reduce fees, deposits, and my new monthly rent for a total savings of over $2,300. That's a big win for spending less than half hour of my time in the leasing office!...”

Dunte followed my plan, got out of debt, and now has a steady stream of retirement savings

...I've automated the finances, settled the cards (actually cancelled them and settled them, but I'll get back to one manageable card after some time off), and have a steady stream of retirement savings from the primary job, in addition to savings for my own fun things...This email is just to say what you already know well -- your stuff works...”

Kevin shared some of my advice with his friend, and she saved $3,500

I encouraged her to call her credit card company and talk to them. 'What are you going to lose! Plus, credit card companies would much rather have you pay something then nothing at all.' I shared a few of the negotiation scripts.

Yesterday, she mentioned to me.."Oh, by the way Kevin – I called the Credit Card company, and they dropped all of my interest and got my balance down to just $2500! That means I can pay off my debt in 18 months!" My response was simple. "See I just saved you $3500, now, go read his book."

Bruce took my advice and saved $4500 on his car, got a new job and a 21% raise

.. I'd heard all of the Dave Ramsey/Suze Orman/Ric Edelman advice (some of it good, some of it not so good), but yours really stood out since you advocated making up one's own mind and executing ruthlessly on your plan. I recently used two of your strategies to improve my condition greatly...

Going in with a solid plan for the role, showing my value up front, and negotiating from the minute I sat down in the hiring manager's office resulted in an offer of $75,000, a 21% increase.

...I liked your ideas about emailing the Internet Managers at various dealerships and getting them to bid against one another, so once I found the car I wanted, I emailed eight dealerships in Colorado and I asked them for their best offer. Two bidding cycles later, I bought a new 2011 Dodge Caravan, with a $29,000 sticker ($27,500 invoice) negotiated down to $24,500... $4500 off sticker price, a return of $375 per hour...”